Re: no www. = no fresh baked cookies
Go into your wp-config.php
and put the line
@define(COOKIE_DOMAIN,'.diskinserted.com');
then go into your bb-config.php
and put the line
$bb->cookiedomain = '.diskinserted.com';
Make you you remove any existing versions of the lines first.
Make sure you clear all cookies for your website.
Then try logging in and testing again.