Are the permissions on the my-templates folder 0755 (drwxr-xr-x)?
And inside your my-templates folder, what does a directory listing look like?  Is there a folder with all your theme files inside it?  Do you have a style.css there with your theme name in the header?
		
	 
	
	
	
 
		
			
	
	
		
		Awesome!  (that worked)
Now, do I need to change the permissions back?
And inside my my-templates folder, I have just one folder for all the files from my theme (inove).  So, yes, there is one folder with all my theme files inside it?  And yes, I have a style.css and the theme name is in the header like this:
Theme Name: iNove
Anyway, it works now.  Thanks.  Changing the permissions did the trick.
		
	 
	
	
	
 
		
			
	
	
		
		You do not need to change the permissions.  For that directory, they can remain 0755.