What do I put into the `terms-of-service.html` file?
any text/HTML you'd like - for legal reasons I cannot tell you what to say - you're supposed to hire an attorney
hint: wordpress.com's TOS is creative-commons licensed so you can re-use it http://wordpress.com/tos/
check these URLs for suggestions: http://wordpress.com/tos/ http://www.bennadel.com/coldfusion/privacy-policy-generator.htm http://www.houseoffusion.com/groups/cf-talk/message.cfm/messageid:273006 http://www.ownterms.org/documents/terms-of-service/
let me know if you find other free (or CC licensed) TOS - especially if they are reviewed by lawyers